dev.rateapi/mcp
RateAPI — live US mortgage, auto, HELOC, personal & deposit rates
Live US mortgage, auto, HELOC, personal & deposit rates with evidence, plus who can join each lender
alive probed 2026-10-05 · HTTP 200
89tools
101ktokens in Claude Opus 5.5
102ktokens in Claude Code
50.7 %of a 200k context window
59ko200k_base estimate
303 msto initialize
121 msto list tools
- Endpoint
- https://mcp.rateapi.dev/mcp (streamable-http)
- Host
- mcp.rateapi.dev
- Protocol
- 2025-03-26
- Reports itself as
- rateapi-mcp 2.1.0
- Capabilities
- prompts, resources, tools
- Instructions
- 5 086 characters
- Claude count
- Claude Opus 5.5, measured 2026-10-05. Counted again when the tool definitions change. Method.
- Website
- https://rateapi.dev/mcp
- Registry
- active, updated 2026-08-28 · registry entry
- Reachable
- 6 of the last 6 probes
Most expensive tools
| Tool | Tokens (o200k) | Share of this server |
|---|---|---|
| compare_personal_access_catalogs | 7 705 | 13 % |
| compare_reachable_offers | 7 649 | 13 % |
| check_membership_eligibility | 5 141 | 9 % |
| find_eligible_credit_unions | 5 023 | 9 % |
| find_reachable_offers | 4 536 | 8 % |
History
We add a row when the result changes. A server with no change keeps its last row.
| Probed | Result | Init | Tools | Claude | o200k |
|---|---|---|---|---|---|
| 2026-10-05 13:59 | alive | 303 ms | 89 | 101k | 59k |
| 2026-10-05 00:24 | alive | 136 ms | 89 | 59k | |
| 2026-10-04 10:00 | alive | 340 ms | 89 | 59k | |
| 2026-10-04 07:53 | alive | 398 ms | 89 | 59k | |
| 2026-10-03 20:33 | alive | 413 ms | 89 | 59k | |
| 2026-10-03 17:50 | alive | 219 ms | 89 | 59k |
Badge and feed
[](https://mcpcost.ulehla.dev/s/dev.rateapi/mcp)
An entry for every probe that changed the result, the tool count or the token cost: Atom feed. Add it to a feed reader or a Slack RSS app to hear when the server stops answering or its tool set grows.